HOAT Financial Coaching
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helping teachers build financial habits that allow them to thrive doing the work they love

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Benefits of hiring a coach

Receive personalized service

Feel less financial stress

Make progress toward
your goals

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Stop feeling worried about your finances

  • Poor state funding shouldn’t stop you from thriving
  • Unfavorable contracts can slow pay increases
  • Most people don’t have control of their finances
  • 78% of Americans live paycheck to paycheck
  • Many wonder how they will ever pay off debt or when they can afford to retire
  • Not working with a financial coach can hold you back from your goals
  • How would it feel having no debt and a full emergency fund?
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THE TAKE CONTROL PLAN

  1. Book a complimentary consultation.
  2. We’ll discuss your unique situation.
  3. Implement a customized plan with support from me.
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Show your money who’s boss!

Start with my guide, “5 Steps to Using a Budget”

Download PDF

Feel Peace instead of Stress

David Trottier, owner

“One year from now you may wish you had started today.” —Karen Lamb

Stop struggling to get by while money lenders grow rich from your payments. Hire a professional, who can help you reach your goals.

When you hire me, you can expect a coach with the Heart Of A Teacher (HOAT) who will show you how to take control of your money, so you can face your future with confidence.

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What’s in it for you?

  • New teachers can build financial habits early.
  • Experienced teachers can refocus on what is important.
  • You will gain control over your finances.
  • You will feel less stressed because you are moving toward your goals.
  • You will regain a sense of hope. Many people report sleeping better and an improved marriage.
  • You will go from feeling anxious, uncertain, and worried to feeling happy, confident, and at ease.
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Focus on what really matters.

Start with my guide, “7 Steps to Building Wealth”

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Testimonials

“David Trottier has shown me that in all the years I thought I was budgeting, I was really only record keeping, paying all the bills and spending the leftover funds each month. I am actually saving money for future goals rather than spending it all without thinking.” —Carolyn G.

“Thanks to David, I now see a better way to think about my finances, and am armed with a comprehensive and manageable plan to attain financial security. 

I highly recommend David Trottier for anyone who is struggling with attaining financial security, or has any other issues related to establishing budgets or getting out of debt.

 David is an outstanding financial coach. His passion for helping people is exemplary, and his skill in financial matters is second to none.” —David J.

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stop borrowing and eliminate debt.

Start with my guide, “Pay Off Debt Faster”

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Go from being worried about your finances to being able to be generous with your money.

Growing up I never learned the right way to handle money. I wasn’t taught the importance of avoiding debt or investing early for retirement. That’s why I once had $35,000 of debt on three maxed out credit cards and worked for years before starting my 403(b). Although my situation has improved tremendously, I wonder how much better off I would be if I hadn’t made those mistakes.

In 2018 I learned the right way to use a spending plan. I aggressively paid off all debt besides my mortgage. Just having a paid for car freed up $400 per month which I could apply to other goals. While I was still a school teacher I started working as a financial coach to help other people experience this same type of transformation. Although I’m no longer in the classroom, I still have the Heart Of A Teacher (HOAT). Now I help teachers build financial habits that allow them to thrive doing the work they love.

As a school teacher I would often attend optional professional development to learn new skills and hone my craft, thus becoming a better teacher for my students. That’s why I was so thrilled to join Coach Connections. Here I engaged in 15 weeks of rigorous training, have opportunities for ongoing professional development, and can collaborate with numerous other coaches. All this allows me to learn new skills and hone my craft, thus becoming a better coach for my clients.

Perhaps you’re a new teacher who thinks it’s too early to think about retirement. You’re currently wondering how to pay off student loans while looking forward to exciting life changes after college— financing a new car, getting married, financing a new home. Imagine building financial habits now that will allow you to thrive doing the work you love while reaching your goals.

Perhaps you’ve been teaching long enough that the stresses of the job are starting to outweigh the joy you once felt. Imagine building financial habits that allow you not to worry about how favorable the next contract will be, so you can focus on what’s important and know you will be able to retire with dignity.

If you’re ready to take control of your money, so you can face the future with confidence, let’s schedule a free assessment.

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Start on the path to financial security

Learn how to take control of your money

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Contact

Phone 586-482-8265 Email david@hoatfinancialcoaching.org

Hours

Monday & Tuesday 8:30 - 5:30

Thursday & Friday 10:00 - 7:00

Saturday 8:30 - 5:30

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